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If Chase did no wrong, why did it settle for $100 million dollars?

This site (operated by the Garden City Group, which provides legal administrative services) gives details about the Chase “minimum payment” lawsuit.

For those who are interested, here is a direct link to the site’s Court Documents page.  I find Chase’s response in the “Chase’s Answer to Master Class Action Complaint” document most interesting, in that it repeatedly denies any responsibility for its actions against the plaintiffs (and/or class members).