Comments on: Chase PR spinmeisters versus busy journalists: 10 reasons to dig deeper and cover what’s NOT been said

By: Chase’s new 5% minimum payment: An increase so onerous, it would make a loan shark’s mother proud – ChangeinTerms.com

Sun, 15 Mar 2009 15:07:07 +0000

[...] Truth About Credit Cards.com, I see some irony. Quoting from the article, we note that the Chase corporate line has been used [...]

By: I always try look for the bright side when I’m feeling like this fight is never-ending, or that I am alone against a giant monster, the credit card industry. – ChangeinTerms.com

Sat, 14 Mar 2009 17:23:22 +0000

[...] Chase’s change in terms, requiring the new 5% minimum payment, but like so many we have seen, failed to dig deep enough and bring to light some very relevant facts or adequate context. Toward the beginning of her [...]

By: An example message for those who would like to help correct journalists: Chase “fee” or “service charge” versus, “it is a finance charge” – ChangeinTerms.com

Sun, 22 Feb 2009 13:21:10 +0000

[...] http://www.changeinterms.com/2009/02/13/chase-pr-spinmeisters-versus-busy-journalists-10-reasons-to-... http://changeinterms.com/pdfs/CHANGEINTERMS-THE-ISSUE-BACKGROUNDER.pdf Feel free to contact [...]

By: Chase has no right to take “aim at” customers who were doing nothing wrong – ChangeinTerms.com

Mon, 16 Feb 2009 16:39:28 +0000

[...] another thing, its spokespeople (and customer service letters) have persisted in putting a “spin” on this issue, continuously calling a something that “is a finance charge” a [...]

By: Colin

Colin — Sat, 14 Feb 2009 05:50:05 +0000

As a fellow victim of the chase bait and switch, I’ve been keeping an eye out for other credit card companies following their bad example. So, in today’s mail I receive the dreaded ‘change in terms’ notice from Capital One. A company I also have a supposed LOB 4.99% agreement with. Capital One’s change is to my current APR increasing from 5.5% to 13.9%. This change impacts balances transferred at the Purchase rate, but does NOT affect any Special Transfer rates. Unlike Chase they DO have an opt out. You may elect to close your account and pay at the rate as agreed. I am SOOOOO glad I didn’t transfer my Chase balance to this account at the current Purchase rate as they offered just after I got the notice from Chase about their change in terms. Oh and Capital One didn’t add a $10 FINANCE fee or change the minimum payment. Now I’m left to wonder is my Citibank LOB next?