This too, is “bad faith”

Credit card companies in recent years have committed numerous acts of bad faith. How about purposely constantly changing payment due dates from a regular schedule, or setting them on holidays or weekends when a payment received would not be credited until the following business day or workweek, and would therefore be processed as late?  “Purposely” is established by previous class action lawsuits that have prevailed against credit card companies.  Rippling through the industry now: A consumer has an established credit line of $xxx amount, and has maintained a balance under that limit.  The credit card company lowers that credit limit to a level that is consistent with the cardholder’s present balance (without informing the consumer of such an event); thereafter, even a small transaction, including fees and interest could make that account go over-limit (interestingly, instead of declining an authorization for a charge that would cause an over-limit condition, credit card companies will instead approve it, and “help” that consumer go over the established limit).  This too, is “bad faith.”