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	<title>Comments on: Dr. Robert Lahm Testimony</title>
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	<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/</link>
	<description>Now We're Coming After You</description>
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		<title>By: Dr Robert Lahm quoted in Wall Street Journal article on small business &#8220;credit woes&#8221; &#8211; ChangeinTerms.com</title>
		<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/comment-page-1/#comment-809</link>
		<dc:creator>Dr Robert Lahm quoted in Wall Street Journal article on small business &#8220;credit woes&#8221; &#8211; ChangeinTerms.com</dc:creator>
		<pubDate>Wed, 08 Apr 2009 17:21:44 +0000</pubDate>
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		<description>[...] as I responded to a follow-up question after my opening statement providing Congressional testimony on the use of credit cards by small businesses (why was research on bootstrapping lacking?): these [...]</description>
		<content:encoded><![CDATA[<p>[...] as I responded to a follow-up question after my opening statement providing Congressional testimony on the use of credit cards by small businesses (why was research on bootstrapping lacking?): these [...]</p>
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		<title>By: Next, credit card companies may decide that you went to a drug store, bought a prescription and are therefore posing a supposed &#8220;increased risk&#8221; &#8212; must be sick; great time to raise interest rates or fees, and &#8220;kick &#8216;em while </title>
		<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/comment-page-1/#comment-529</link>
		<dc:creator>Next, credit card companies may decide that you went to a drug store, bought a prescription and are therefore posing a supposed &#8220;increased risk&#8221; &#8212; must be sick; great time to raise interest rates or fees, and &#8220;kick &#8216;em while </dc:creator>
		<pubDate>Fri, 13 Mar 2009 13:17:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.changeinterms.com/2008/12/23/#comment-529</guid>
		<description>[...] written remarks and then making copies at a 24-hour copy shop; there are really two parts to this, as one&#8217;s allotted time to speak is limited, but additional information and exhibits can be entered into the [...]</description>
		<content:encoded><![CDATA[<p>[...] written remarks and then making copies at a 24-hour copy shop; there are really two parts to this, as one&#8217;s allotted time to speak is limited, but additional information and exhibits can be entered into the [...]</p>
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		<title>By: C.A.R.D Act: &#8220;Restrictions on how cards are priced will lead to less available credit and higher prices&#8221; &#8212; refuted. &#8211; ChangeinTerms.com</title>
		<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/comment-page-1/#comment-481</link>
		<dc:creator>C.A.R.D Act: &#8220;Restrictions on how cards are priced will lead to less available credit and higher prices&#8221; &#8212; refuted. &#8211; ChangeinTerms.com</dc:creator>
		<pubDate>Sun, 08 Mar 2009 00:28:46 +0000</pubDate>
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		<description>[...] my previous testimony before Congress, I called this &#8220;whimsical,&#8221; because when credit card companies use language such as [...]</description>
		<content:encoded><![CDATA[<p>[...] my previous testimony before Congress, I called this &#8220;whimsical,&#8221; because when credit card companies use language such as [...]</p>
]]></content:encoded>
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		<title>By: ChangeInTerms.com has published a &#8220;Small Business and Credit Cards Usage Report&#8221; &#8211; ChangeinTerms.com</title>
		<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/comment-page-1/#comment-294</link>
		<dc:creator>ChangeInTerms.com has published a &#8220;Small Business and Credit Cards Usage Report&#8221; &#8211; ChangeinTerms.com</dc:creator>
		<pubDate>Sat, 21 Feb 2009 17:15:42 +0000</pubDate>
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		<description>[...] use of credit cards as a source of start-up capital), about which he has also addressed in previous testimony before Congress.  The site provides vibrant discussion and analysis, links to government, regulatory, and advocacy [...]</description>
		<content:encoded><![CDATA[<p>[...] use of credit cards as a source of start-up capital), about which he has also addressed in previous testimony before Congress.  The site provides vibrant discussion and analysis, links to government, regulatory, and advocacy [...]</p>
]]></content:encoded>
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	<item>
		<title>By: ChangeInTerms.com publishes an issue backgrounder: &#8220;THE CASE AGAINST CHASE&#8221; &#8211; ChangeinTerms.com</title>
		<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/comment-page-1/#comment-180</link>
		<dc:creator>ChangeInTerms.com publishes an issue backgrounder: &#8220;THE CASE AGAINST CHASE&#8221; &#8211; ChangeinTerms.com</dc:creator>
		<pubDate>Sun, 08 Feb 2009 18:01:26 +0000</pubDate>
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		<description>[...] use of credit cards as a source of start-up capital), about which he has also addressed in previous testimony before Congress.  The site provides vibrant discussion and analysis, links to government, regulatory, and advocacy [...]</description>
		<content:encoded><![CDATA[<p>[...] use of credit cards as a source of start-up capital), about which he has also addressed in previous testimony before Congress.  The site provides vibrant discussion and analysis, links to government, regulatory, and advocacy [...]</p>
]]></content:encoded>
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		<title>By: Tired of Credit Card Company Abuse? Make Your Own T-Shirt &#8212; Complete Kit With Templates. &#124; ChangeinTerms.com</title>
		<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/comment-page-1/#comment-53</link>
		<dc:creator>Tired of Credit Card Company Abuse? Make Your Own T-Shirt &#8212; Complete Kit With Templates. &#124; ChangeinTerms.com</dc:creator>
		<pubDate>Sun, 11 Jan 2009 04:52:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.changeinterms.com/2008/12/23/#comment-53</guid>
		<description>[...] are small businesses. According to his academic research, about which he has previously provided testimony before before Congress himself, entrepreneurial &#8220;bootstrappers&#8221; (people who start a business with little or no [...]</description>
		<content:encoded><![CDATA[<p>[...] are small businesses. According to his academic research, about which he has previously provided testimony before before Congress himself, entrepreneurial &#8220;bootstrappers&#8221; (people who start a business with little or no [...]</p>
]]></content:encoded>
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	<item>
		<title>By: ChangeInTerms.com Publishes New eBook: How Chase Card Services Stole Christmas &#124; ChangeinTerms.com</title>
		<link>http://www.changeinterms.com/2008/12/12/23-dr-robert-lahm-testimony-us-house-of-representatives/comment-page-1/#comment-25</link>
		<dc:creator>ChangeInTerms.com Publishes New eBook: How Chase Card Services Stole Christmas &#124; ChangeinTerms.com</dc:creator>
		<pubDate>Sun, 04 Jan 2009 06:13:06 +0000</pubDate>
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		<description>[...] small businesses.  According to his academic research, about which he has previously provided testimony before before Congress himself, entrepreneurial &#8220;bootstrappers&#8221; (people who start a business with little or no [...]</description>
		<content:encoded><![CDATA[<p>[...] small businesses.  According to his academic research, about which he has previously provided testimony before before Congress himself, entrepreneurial &#8220;bootstrappers&#8221; (people who start a business with little or no [...]</p>
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